Opening ceremony of 22nd Euro Finance Week held in Frankfurt, Germany

European Central Bank (ECB) Vice President Luis de Guindos (L) talks with a moderator during the opening ceremony of the 22nd Euro Finance Week in Frankfurt, Germany, Nov. 18, 2019. Structural factors, such as overcapacity, are at the heart of the low profitability challenge of euro area commercial banks, de Guindos said on Monday. Euro area banks have reported persistently low profitability in recent years, and are facing a challenging environment at the moment, de Guindos said at the opening ceremony of the 22nd Euro Finance Week. (Xinhua/Lu Yang)